Student loans.

[idsnowdog]

I don't know what he's supposed to do.

Isn't there some program for people just like him? Something that lets him put his loan payment off for another year or so? Surely there is something in place to help kids like this.

There is something called forebearance where you don't need to pay until you are employed or when you are unemployed. You can also apply depending on your income level for restructuring, consolidation and forgiveness.

When I graduated it took me along time to find a job so I had to apply for forebearance.  I then worked for 8 months until I was fired and I applied for forbearance again until I hand another job.